Regulations of Connecticut State Agencies (Last Updated: June 14,2023) |
Title38a Insurance Department |
SubTitle38a-799-1_38a-799-9. Sale of Insurance Policies by Car Rental Agencies |
Sec.38a-799-3. Requirements for a permit
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(a) The commissioner may issue to a rental company that has complied with sections 38a-799-1 through 38a-799-9, inclusive, of the Regulations of Connecticut State Agencies a permit authorizing the rental company to offer insurance coverage for sale in connection with the rental of vehicles.
(b) An applicant for a permit shall file with the commissioner (1) a written application for a permit on a form approved by the commissioner and signed by an officer, partner, owner or principal of the applicant; (2) a list of all rental locations within this state in which the applicant conducts business and in which insurance will be offered; (3) any and all appointment applications with each authorized insurance company that the applicant will represent; and (4) the fee specified in section 38a-11 of the Connecticut General Statutes. Permittees shall notify the commissioner, in writing, of any change in the information provided pursuant to subdivisions (1), (2) and (3) of this subsection no later than thirty days after the date of such change.
(c) No permit shall be issued or renewed by the commissioner unless the applicant submits all the documentation set forth in subsection (b) of this section and the fees required under section 38a-11 of the Connecticut General Statutes.
(d) A rental company granted a permit from the commissioner shall maintain a list of all employees who engage in insurance activities on its behalf. Such list shall be updated every time that the rental company trains newly hired employees by conducting a training session required pursuant to section 38a-799-6 of the Regulations of Connecticut State Agencies or at the beginning of every calendar quarter, whichever is earlier. Such list shall contain an employee's name, social security number, date of hiring, date in which training took place and, if applicable, date of termination of employment.
(e) A rental company shall maintain a copy of all policy forms applicable to the insurance products available for sale through the rental company and a record of the relevant period in which such forms were available.
(f) A rental company shall maintain a copy of the outline, description and summary of a training program that meets the requirements of section 38a-799-5 of the Regulations of Connecticut State Agencies.
(Adopted effective June 29, 2000)