Regulations of Connecticut State Agencies (Last Updated: June 14,2023) |
Title38a Insurance Department |
SubTitle38a-495a-1_38a-495a-21. Medicare Supplement Insurance |
Sec.38a-495a-19. Prohibition against preexisting conditions, waiting periods, elimination periods and probationary periods in replacement policies or certificates
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(a) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or certificate, an employee group health insurance policy or certificate, or a policy or certificate issued by a health care center pursuant to a contract with the federal government, the replacing issuer shall waive any time periods applicable to preexisting conditions, waiting periods, elimination periods and probationary periods in the new Medicare supplement policy or certificate for similar benefits to the extent such time was spent under the original policy or certificate.
(b) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or certificate, an employee group health insurance policy or certificate, or a policy or certificate issued by a health care center pursuant to a contract with the federal government, which has been in effect for at least six (6) months, the replacing policy shall not provide any time period applicable to preexisting conditions, waiting periods, elimination periods and probationary periods for benefits similar to those contained in the original policy or certificate.
(Effective July 30, 1992; Amended November 9, 1999; Amended December 10, 2002; Amended December 1, 2005; Amended November 30, 2009)